小企业重组(SBR)咨询

小企业重组(SBR):继续经营,同时与债权人重新商定欠款

小企业重组是《2001年公司法》下专为小型公司设立的正式程序。公司负债总额不超过100万澳元(不含员工应得款项)的,可委任重组执行人,在20个工作日内向债权人提出还款计划;在此期间董事继续掌控公司,债权人的追讨一般暂停。

公司是否符合条件、重组是否比自愿管理或清算更合适,取决于具体情况。由注册清算师先为您免费评估。

首次咨询免费,严格保密。可使用普通话、粤语、英语或韩语沟通。

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您的公司是否符合小企业重组条件?

在委任重组执行人当天,公司一般需要满足以下全部条件:

  • 是在澳洲注册的公司。个人、独资经营者和合伙企业不适用。
  • 负债总额不超过100万澳元,员工应得款项不计算在内。
  • 已付清到期的员工应得款项,包括工资和养老金。
  • 已提交所有到期的税务申报,例如BAS和所得税申报。
  • 公司和董事在过去7年内未曾使用过小企业重组或简易清算程序(部分情况可获豁免)。

如果暂时未达到某项条件,例如还有未提交的BAS,通常可以先补齐再委任。我们会在首次咨询时逐项核对。

小企业重组的五个步骤

  1. 委任前

    免费评估

    我们查看公司的债务、现金流和税务情况,判断是否符合条件,并比较小企业重组、自愿管理、清算或非正式安排等选择。

  2. 第0天

    董事决议并委任重组执行人

    董事决议公司已经或可能无力偿债,并委任一名注册清算师担任重组执行人。从这一刻起,大多数无担保债权人不能继续追讨,也不能申请清盘。

  3. 20个工作日内

    制定重组计划

    董事在重组执行人的协助下提出还款计划,说明向债权人支付多少、分几期支付。期间董事继续经营公司。重组执行人可延长最多10个工作日。

  4. 15个工作日内

    债权人表决

    计划送达债权人后,债权人有15个工作日表决。按债务金额计算,参与表决的债权人中过半数同意即获通过。关联方债权人没有表决权。

  5. 最长3年

    执行计划

    公司按计划付款,由重组执行人分配给债权人。计划完成后,计划涵盖的无担保债务即获免除,公司继续经营。

小企业重组、自愿管理和清算的区别

小企业重组 自愿管理 清算
谁掌控公司 董事 管理人 清算人
适用公司 负债不超过100万澳元 无负债上限 无负债上限
生意能否继续 继续经营 视公司安排契约而定 通常停止经营
主要时间 20个工作日提出计划,15个工作日表决 一般约5至6周召开第二次债权人会议 视资产和调查而定
结果 计划完成后,计划内无担保债务获免除 公司安排契约或清算 公司注销

详细比较请见自愿管理、小企业重组还是清算:如何选择。

Greengate已完成的小企业重组

以下是Greengate已完成的三宗小企业重组。三个案例不构成统计样本;每宗结果都取决于公司的具体情况,以及债权人是否接受计划。

餐饮业

约79.5万澳元 → 约17.9万澳元

每1澳元债务偿还约22.45分。

零售业

约33.6万澳元 → 7.62万澳元

按重组计划偿还。

建筑业

约97.5万澳元 → 约25.6万澳元

每1澳元债务偿还约26.25分;计划完成后,剩余的ATO欠款获免除。

根据ASIC报告REP 810,2022年7月至2024年12月共有3,388宗小企业重组委任,其中2,820宗进入了重组计划。

客户Google评价(英文原文)

以下评价直接来自Greengate Advisory的Google商家页面,实时更新。

发布于 Google Google
Luke Gale profile picture
Luke Gale
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Luke is the just most helpful and honest accountant I have come across. I would give him 10 stars of I could!
发布于 Google Google
Andrew Graham profile picture
Andrew Graham
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Luke was absolutely awesome from start to finish. I put off taking the steps to becoming bankrupt. Its a very daunting experience. Luke was understanding and very compassionate. Explained all the pros and cons. I was drowning. A massive weight off my shoulders If you are considering have a chat. You might be surprised Totally recommend Greengate
发布于 Google Google
Steven Fu profile picture
Steven Fu
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
When I needed professional help with my financial challenges, the Greengate Team was the team I truly appreciated. Their experience, customised solutions, and friendly communication not only helped me practically, but also gave me great peace of mind.
发布于 Google Google
Tarun B profile picture
Tarun B
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
We used Greengate Advisory for a Small Business Restructuring Plan, and John, Annie, and Quinn were fantastic throughout a genuinely stressful process. John was always straightforward with his advice and quick to respond when we needed direction on things like the ATO, superannuation obligations, and forecasts. Annie and Quinn were great throughout with coordinating the documentation and keeping things moving. The process involved a lot of moving parts and they managed it professionally from start to finish. Would absolutely recommend Greengate to any business owner navigating a restructure.
发布于 Google Google
Josh Read profile picture
Josh Read
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Luke at Greengate has been an absolute life saver to say the least. He has been helpful, understanding, respectful, and supportive throughout my difficult journey through a process of bankruptcy. He has given me time to process and ask questions, and has been as transparent as possible. Luke made it very clear, early on, that the company would make no gain from me, due to the circumstances, but he was happy to help me regardless. He has been beyond helpful. I cannot suggest the service of Greengate higher. The amount of questions I had to pick his brain for, and he helped me in the good nature of himself and the company. Thanks Luke. You’re a legend. I appreciate you helping me through this time. Thanks Greengate Advisory
发布于 Google Google
armindersingh1 profile picture
armindersingh1
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Very experienced people and good advice.All ways suggest the right path .we recommend to everyone to take their financial advice before doing any financial decision.
发布于 Google Google
Adam profile picture
Adam
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Their approach was practical, and straightforward, translating complex challenges into clear, actionable strategies while maintaining transparent, steady communication and support throughout the process of restructuring our business. They worked closely with us to implement meaningful changes—from cost optimization to operational improvements—ensuring real, measurable results. The end outcome is a stronger, more resilient business with improved financial stability and a clear path forward. Thank you to John Chand and the team.
发布于 Google Google
Aquaristic Aquarium profile picture
Aquaristic Aquarium
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
We went through significant financial difficulties following COVID, especially during our shop renovation due to miscalculations and unexpected rising costs. This left us facing a substantial tax debt. John Chan at Greengate Advisory was incredibly helpful and professional throughout the entire process. His guidance and support gave us clarity and confidence during a very stressful time. Thanks to Greengate Advisory, we were able to navigate our situation and move forward with a much more stable outlook. I highly recommend their services to anyone facing similar challenges. Thank you John and Samantha for helping us get through this difficult time!
发布于 Google Google
Natalie Loko profile picture
Natalie Loko
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
Awesome customer service! The genuine willingness to help those in need is absolutely beyond me! The advice given to me actually helped me get out of a big messy situation. so thank you so Luke! I appreciate it so much! 🙏
发布于 Google Google
Sher Khan profile picture
Sher Khan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex 核实该评论的原始来源是 Google。
The Team at Greengate Advisory were very understanding, helpful and were prepared to listen to my needs and find a speedy prompt and efficient solution. John was very approachable and was always a phone call away. I would recommend Greengate Advisory to anyone who needs advice. Call John and his Team first before committing to anyone else. This is beyond Five Star Service with Great results where you the client matters.

免费领取:小企业重组中文指南

14页中文指南,帮助您在咨询前先了解:

  • 资格条件,以及提交计划前必须满足的前提
  • 两个阶段的流程:20个工作日制定计划,15个工作日债权人表决
  • 餐饮、建筑和零售业的三宗实际案例
  • ATO评估重组计划时考虑的因素
  • 常见问题解答

填写后即可下载。我们只用这些信息与您联系,不会转给第三方。

重组前需要了解的事项

  • 个人担保不受影响。董事为公司债务提供的个人担保,债权人仍可向董事追讨。
  • 董事罚款通知另行处理。已发出的董事罚款通知(DPN)涉及董事个人责任,需要单独评估。
  • 有担保债权人不受约束。计划一般只涵盖无担保债务。
  • 计划可能被否决。如果债权人不同意,重组程序结束,公司需要考虑其他方案,例如自愿管理或清算。
  • ATO的态度很关键。在很多小企业中,ATO是最大的债权人。准时提交申报和缴纳当期税款,会影响ATO对计划的表决。

为什么选择Greengate Advisory

注册清算师亲自负责

Patrick Loi是ASIC注册清算师(编号456372),负责评估并担任重组执行人。

中文团队全程沟通

Alva Zeng和Mia Li用普通话与您沟通,也可通过微信联系。

悉尼和布里斯班办公室

悉尼:Suite 2, Level 32, 31 Market Street。布里斯班:Suite 5GB, Level 5, 199 George Street。

常见问题

小企业重组需要多长时间?

重组执行人委任后,董事有20个工作日提出计划(可延长最多10个工作日),债权人随后有15个工作日表决。计划本身最长可执行3年。

重组期间我还能继续经营公司吗?

可以。与自愿管理和清算不同,小企业重组期间董事继续掌控公司,可以进行正常的业务往来。超出正常经营范围的交易需要重组执行人同意。

负债100万澳元包括哪些债务?

包括公司所有负债,例如ATO欠款、供应商欠款和贷款,但不包括员工应得款项。是否符合上限,要以委任当天的负债为准。

欠ATO的税款可以纳入重组计划吗?

可以。ATO欠款通常是计划中的主要债务,ATO作为债权人参与表决。提交计划前,所有到期的税务申报必须已经提交。

如果债权人不接受计划会怎样?

重组程序结束,公司回到委任前的状态。如果公司仍然无力偿债,董事需要尽快考虑自愿管理、清算或其他方案。

小企业重组的费用是多少?

费用取决于公司规模和复杂程度,我们会在首次咨询时说明。ASIC报告REP 810显示,重组执行人报酬的中位数为21,998澳元。

先了解公司是否符合条件

首次咨询免费,严格保密。注册清算师会用中文为您讲解可行的选择。

悉尼 (02) 8318 3699 · 布里斯班 (07) 3868 1888

Greengate Advisory 微信二维码

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资料来源:《2001年公司法》第5.3B部分;ASIC《小企业重组》信息页;ASIC报告REP 810。案例数据来自Greengate已完成的三宗小企业重组。本页为一般性信息,不构成针对个别情况的建议。核实日期:2026年10月2日。

作者:Patrick Loi,董事总经理、注册清算师。Greengate Advisory

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